mortgage inspection plans

mortgage inspection surveys

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Boundary Surveys
Mortgage Inspection Plans
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Elevation Certificate



Phone: 781-293-3349
Fax: 781-293-0323


Mortgage Inspection Plans

Mortgage Inspection Plans are the least accurate and most common type of survey performed in Massachusetts. Mortgage Inspection Plans are governed by 250 CMR, Section 6.00. Mortgage Inspection Plans had their origin in the Great Depression. (Of the 20th century, not the current one) Banks had acquired numerous properties by foreclosure and often times had no idea what if any type of structure was on the property. By ordering a Mortgage Inspection Plan the banks could determine what if anything was on the property they had foreclosed on. Residential properties in Massachusetts are governed by the principle “caveat emptor”1. As most buyers of residential properties never have the property lines marked prior to a purchase, a Mortgage Inspection Plan may be the only representation the buyer gets about what they have just purchased. Today, many banks no longer require a Mortgage Inspection Plan. As long the bank can obtain private title insurance to cover the mortgage amount of the mortgage the buyer will be left to fend for themselves if a title problem should arise after the purchase of a property. Most people are unaware the bank attorney represents the lender, the real estate agent represents the seller and neither has a duty to protect the buyer.

1 Latin term for “Let the buyer beware





  • Boundary Surveys
  • Existing Conditions Surveys
  • Topographic Surveys
  • Elevation Cert. (FEMA: LOMA & LOMA-F)
  • Subdivisions
  • Construction Layout
  • Condominium Surveys
  • ALTA/ACSM Land Title Surveys
  • Ground Control for Aerial
inspection surveys

Land Planning

  • Zoning Board Applications/Presentations
  • Planning Board Applications/Presentations
  • Feasibility Studies
  • Site Plan Review
  • Subdivision
  • Lot Line Adjustments